Route to FIRE (Financial Independent Retire Early)

  22 Jul 2025, Sell Put Option – GOOGL Stock : Alphabet Inc. (GOOGL), Current stock price $191 Option Type : Cash-Secured Put Sell Strike Price : $175 Expiration Date : 22 August 2025 Premium Received : $2.65 per share Contract Size : 100 shares Total Premium Collected : $265 (before fees) Outcomes at Expiry on 22 Aug 2025 GOOGL Stock  Result Your Outcome Above $175                                 Option expires worthless Keep $265 premium (100% profit) At or Below $175 Option is exercised; you must buy at $175 Own 100 shares at $175 - $2.65 effective = $172.35 cost basis

22 Jul 2025   Selling Covered Call Option for monthly Cash Generation, see following details: Option Expiration Date: 21 Nov 2025  Strike Price: $170 Premium Collected: $195 ($1.95 per share, or $195 per contract since 1 options contract = 100 shares) Stock Price: 118.52 Stock Cost basis: 152 (I had own 100 x Baba share @ 152 Cost basis)  With 100 shares, i can sell 1 Covered call contract. Remarks: Don't sell naked Call option,  unlimited potential loss if BABA spikes well above $170. Scenario 1. BABA closes below $170 The option expires worthless . You keep the entire $195 premium . No shares are called away. Scenario 2. BABA closes above $170 The option will likely be exercised . You must sell 100 BABA shares at $170. Your effective sale price = $170 + $1.95 = $171.95 (including premium). Effective Profit: (170-152+1.95) = 19.95 per share.  If you don’t own the shares, this becomes a naked call , and you'd have to bu...

 What is Cash secured put (CSP) option ?  A cash-secured put option is a type of options strategy where an investor sells a put option and simultaneously sets aside enough cash to buy the underlying asset (usually stocks) at the strike price if the option is exercised. How Does It Work? Sell a Put Option : You sell a put option with a specific strike price and expiration date. For example, let’s say you sell a put option on Stock Coca-cola  with a strike price of $68 expiring in 30 days. For this, you receive a premium (let's say $0.6per share). Set Aside Cash : You must have enough cash to buy the stock at the strike price in case the option is exercised. In this case, since the strike price is $68 and each option contract represents 100 shares , you need to set aside $6,800 ($68× 100 shares) in your account. Possible Outcomes : Stock Price Stays Above Strike Price : If the stock price stays above $68 by the expiration date, the buyer of ...

Steps to Set Up a Monthly RSP Investment in SCHG and VYMI Determine the Investment Amount First, decide how much you want to invest monthly in total. For example, let’s say you want to invest $1,000 per month into your RSP. You’ll need to decide how to split the investment, for me i choose to be 50/50 between SCHG and VYMI . You can customize it based on your risk tolerance and investment goals.  Split: 50% in SCHG (Growth Focus) : $500/month 50% in VYMI (Dividend Focus) : $500/month How to Set Up the RSP in your Trading Platform  Many platforms, including MooMoo , allow you to set up Regular Saving Plan  which automatically deducts funds from your account each month and invests in the securities you’ve selected. In MooMoo, here’s how to do it: Log into MooMoo : Open the app and sign in. Click on "account" then select "More" : Select your RSP account in the app. By clicking on"Create Plan", you can directly create an RSP ...

21 July 2025 Selling Call Option Trading for SOI.PA (SOITEC SA) Covered Call Strategy on SOI.PA – 30 Days DTE, Strike Price €52 📌 Strategy Overview: Selling a Call Option Selling a call option on SOI.PA with a strike price of €52 and a 30-day expiration is a commonly used income-generating strategy known as a covered call , assuming you already own the stock. This approach allows you to collect premium while potentially agreeing to sell the shares at €52.  💰 How It Works You own shares of SOI.PA (typically 100 shares per option contract). You sell 1 call option with: Strike Price : €52 Days to Expiration (DTE) : 30 days In return, you receive a premium (e.g., €1.20 per share = €120 per contract). Example Calculation:  Entry stock price (21 Jul 2025): €46.52 Premium collected: €1.33 Date of expiry: 15 Aug 2025 (25 DTE) effective sale price if assigned = €52 + €1.33 = €53.33 Maximum profit = (52 - 46.52) + 1.33= €6.81/share   ...

 #Monthly Income on Option Trading 21 July 2025 - Selling Put option on KO stock (CSP)  Option Trading Strategy: Selling a Cash Secured PUT  Option (Coca-Cola Stock, KO) Basic Trade Details Underlying Stock: KO (The Coca-Cola Company) Current Stock Price (assumed): 68.95 Option Type:  Cash Secure Put Option Strike Price: $68 Expiration Date: August 25, 2025 Premium Received (Commission): $60 per contract (i.e., $0.60 per share since 1 option = 100 shares) Scenario 1: Stock Price Remains Above $68 by Expiry If KO stays Above $68 : The option expires worthless . You keep the $60 premium as profit. Outcome: $60 income, no shares purchased — ideal outcome for a covered put seller. Scenario 2: Stock Price Rises Below $68 If KO rises Below $68 : The option is exercised . Your shares are purchase at $68 per share. You still keep the $60 premium . Net cost price = $6800 -60 = $6740  Outcome:  Cost per share dr...